What On Earth Are We Doing With Our Money?
You might already be familiar with Refinery29’s Money Diaries… well, this is the Vestpod version! We’ve put together a few questions to help us understand what women are doing with their money, and they've answered! Always fun, always succinct, and always anonymous.
Medical student. swansea. 28. living with partner, no kids.
💭 Financial goals:
Short term (1-5 years): Graduate university with £1k in savings.
Medium term (5-10 years): Buy a home, invest in living more sustainably (green house / good quality products).
Long term (10 years +): Buy a second home for my father to live in.
🌟 Best buy ever: My car (£2.45k). I was deciding between financing a new car or buying an older one. I decided to buy an older one - no regrets!
😳 Worst buy ever: Countless lunches out when at work. I just have spent thousands when I could have had a more delicious packed lunch.
👀 Things you spend the most money on: Food, coffee out, books, petrol.
😌 Pension: Paid into a workplace pension when I worked full time for 4 years.
🔮 Insurances: Car insurance is £60pm.
💸 Salary / Income: £13,000.
💰 Net worth (what you own vs what you owe, or your assets minus your debts): £2k.
💻 Any side hustles: No.
👛 Savings: £750 in a lifetime ISA, £4K in a cash ISA to fund remaining time at medical school.
🏠 Home: No.
🔦 Debt: Student debt ~£40k.
📈 Investing: None.
⚡ What is money for you? Independence.
🚀 What is financial independence for you? Supporting myself 100% financially. Not needing to rely on loans or credit cards.
THANK YOU!
🙋🙋 Please help us break the taboo and participate here - it’s anonymous too 🙋🙋