Articles Veronica Morozova Articles Veronica Morozova

Learning About Money Can Make You £70,000 Richer in Retirement

📺 Did you know that most of our money habits are set by age 7? According to a study, 40% of people who didn’t receive financial education have no savings at all. On the other hand, people who did receive financial education as a child could be £70,000 richer in retirement. Teaching financial responsibility early creates a foundation for a lifetime of good money habits. So I was wondering how as parents, how do we instil healthy habits into our kids?

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5 Essential Principles of Building Wealth

📺 Most of us have never been taught how to manage our money. This includes everything from budgeting and planning for the future but also how to save in the short term for the things we really want.

So, how do we balance our goals and make sure we can achieve our goals and feel financially secure or independent?

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Book club takeaways: It’s not that radical by Mikaela Loach

For too long, representations of climate action in the mainstream media have been white-washed, green-washed and diluted to be made compatible with capitalism.

We are living in an economic system which pursues profit above all else; harmful, oppressive systems that heavily contribute to the climate crisis, and environmental consequences that have been toned down to the masses. Tackling the climate crisis requires us to visit the roots of poverty, capitalist exploitation, police brutality and legal injustice. Climate justice offers the real possibility of huge leaps towards racial equality and collective liberation as it aims to dismantle the very foundations of these issues.

In this book, Mikaela Loach offers a fresh and radical perspective for real climate action that could drastically change the world as we know it for the benefit of us all. Written with candour and hope, It's Not That Radical will galvanise readers to take action, offering an accessible and transformative appraisal of our circumstances to help mobilise a majority for the future of our planet.

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Money and Relationships, with Lottie Leefe

💸 How do you split your finances when your partner earns much more than you?

How can we spot financial infidelity, and what is financial abuse?

How can we start talking about money with a partner?

A recent survey of 600 therapists shows a third reported an increase in clients talking about relationship problems sparked by rising living costs. The therapists also noted that more clients were finding it difficult to leave their partner because of financial concerns.

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Silicon Valley Bank Collapse After a Run on Deposits

Silicon Valley Bank (SVB), which held $200 billion worth of deposits, collapsed, sending shockwaves through the industry. Banking regulators shut down SVB after the bank's valuation collapsed, resulting in the second-largest bank failure in US history after Lehman Brothers. With the help of the government and private sector, the focus was on containing the contagion and ensuring that businesses could stay afloat.

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Finances for Enterpreneurs and Freelancers | Pod Event (Brighton, Hove)

💥Our first Brighton & Hove pod of 2023 was about Entrepreneurship and Freelancing - building your business or side projects growing it soundly and finding funding to help make it into your dream enterprise.

🤑 The world of Entrepreneurship and Freelancing can be daunting and full of pitfalls and hurdles— especially when you’re first starting out. The good news is that a lot of the issues you find scary can absolutely be addressed. In fact, you’ll probably prosper through the process of learning.

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Articles, Podcast Veronica Morozova Articles, Podcast Veronica Morozova

Should I Invest in IPOs?

💸An Initial Public Offering – also known as IPO, is the first sale of stock (shares) in a company to the public. But is this something you should invest in, and how do you know if an IPO is worth your money?

On today’s Hotline episode, I’ll outline what exactly IPOs are, the technicalities involved and whether you should leap into investing in one (or perhaps sit it out).

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Your Essential Economic & Stock Market Update (2023 Outlook)

📈Market updates are usually laden with jargon and reserved for the institutional or expert investors. But not this one! That’s why we have prepared a no-nonsense, easy to understand quarterly economic and market update with Axelle Pinon, portfolio adviser and member of the investment committee at Carmignac, and Emilie Bellet, Founder of Vestpod.

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Financial Advisers- Do You Need One, And How do You Choose One?

If you’re looking to make the most of your money then spending time with a financial adviser could be right for you. It could be that you’re considering buying a financial product. You might be looking for ways to manage your money more effectively. It may be that you want to put plans in place for the long term. In all these cases, a financial adviser can assist.

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How to Successfully De-Clutter and Sell Your Unused Stuff Online

When you stop to take a serious look around your home, you may find yourself shocked by just how much stuff you own! Most of us know that we need to make the time to have a serious declutter but finding the motivation to do this can be a little on the hard side. If you’re searching for something to get you motivated and to start a process of lifestyle simplification, it’s worth bearing in mind that your clutter can be used as a great way to make extra money.

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